Yarra Junction 
With interest rates at an all time low, and mortgage lenders competing hard for business, we’ve been speaking to more and more residents looking into their options and refinancing their home loans. It seems the climate for change is now, and with so many attractive offers and rates up for grabs, who can blame you for being educated and seeing what the best available deal is for you?
If you’re stuck in a bit of a financial rut, and haven’t yet looked into the possibilities open to you, you might like to consider this;
- Refinancing would be far more tedious if it meant that you needed to change all your bank accounts, and consequently advise your employer and other automatic payment of your new details. Fortunately, these days you don’t need to move all of your accounts when you take your mortgage elsewhere.
- While heavy exit fees used to prevent people from chopping and changing mortgage lenders, competetion is such that variable mortgages no longer come with early repayment exit fees.
- Refinancing fees are nothing new – however the current trend of banks paying refinancing costs for you to secure your business is quite new, and a great tool lenders are using to attract new clients their way.
- Okay, so we may have mentioned this before, but interest rates are at an all time low. With different lenders offering different deals with every rate drop, now’s the perfect time to see where you current home loan stands in comparison to the rest.
We strongly advise all home owners to shop around, speak to an expert, and find the loan that suits you the best.
